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A Small Town Bank that's Big on Service

Personal Savings Accounts

Whether you’re putting money aside for a new car or new home, a college degree or your retirement, we offer great personal savings accounts and products that will help you save more money and reach your financial goals quicker. 

Check out our handy financial calculators to better understand what it will take to reach your personal financial goals.

See our account comparison table to select the right account for you. As always, our friendly customer service reps are happy to discuss which option best fit your needs.

Tips for saving from our VP of Deposits, Jennifer Martin. 1.) Set a realistic goal and always pay yourself first. Every little bit helps. 2.) Make your savings account deposits automatically by setting up transfers from your checking to your savings account weekly, bi-weekly or monthly. 3.) Keep track of your spending for a month and create a budget.

Scroll to the left to view the rest of the table.


PASSBOOK SAVINGS
CHRISTMAS CLUB

MINIMUM OPENING DEPOSIT
$100
$5

MINIMUM BALANCE
(To avoid minimum balance fee)
$100
-

minimum balance Fee
(if applicable)
$2
-
INTEREST PAID ON ACCOUNT
Yes Checkmark
Yes Checkmark

WITHDRAWAL LIMITATIONS
6 PER STATEMENT CYCLE
Yes Checkmark
-
E-STATEMENTS
Yes Checkmark
-
BANK TO BANK TRANSFERS
Yes Checkmark
-




The following features are offered on all personal savings accounts: Remote Deposit, Text Banking, Phone Banking, Mobile Banking & Online Banking.



CDs & IRAs

We also offer two types of Individual Retirement Accounts (IRAs) to choose from, with each helping you earn the most money from your savings. You can also choose from a wide selection of interest-earning Certificates of Deposit (CDs), which let you determine the length of the CD. 

See our account comparison table to select the right account for you.

Scroll to the left to view the rest of the table.


CD
TRADITIONAL IRA
ROTH IRA
POTENTIAL TAX BENEFITS
- Yes Checkmark Yes Checkmark
MINIMUM BALANCE TO OPEN
Yes Checkmark - -
EARNED INTEREST
Yes Checkmark Yes Checkmark Yes Checkmark
EARLY WITHDRAWAL PENALTY
Yes Checkmark - -
FDIC INSURED
Yes Checkmark Yes Checkmark Yes Checkmark
AUTOMATIC RENEWAL AT MATURITY
Yes Checkmark - -

We have financial calculators specifically to help you evaluate your potential retirement needs, and the benefits of CDs and Roth / Traditional IRAs to your financial health!

Secure your future today by talking to one of our friendly bankers contact us online or call 641-472-9839.



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Passionate about you, serious about finances!


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