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Enjoy really high interest.*

Enjoy high interest earnings and refunds on ATM withdrawal fees.*

We’re a small town bank that’s big on rewards! Open a Kasasa Cash® high interest checking account and get rewarded just for banking with us.

Earn up to 3.00% Annual Percentage Yield* every month just for doing simple activities you probably already do. You’ll also get refunds on ATM withdrawal fees, nationwide — so every ATM is your  ATM, whether you’re near a LSB office or anywhere else in the world. Link your account to a free Kasasa Saver® to make saving easy. Get started today!



         · Free high interest checking
· 3.00% APY* on balances up to $25,000
· 0.05% APY* if qualifications aren't met
· Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
· Link to Kasasa Saver to build savings automatically
· No minimum balance to earn rewards
· No monthly maintenance fee
· Free online banking
· Free mobile banking (data rates may apply based on cell phone carrier and/or plan.)
· Free debit card
· Free e-statements
· $100 minimum deposit to open

Here’s how easy it is to earn your rewards:

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle in order to receive the 3.00% APY:


  • 12 pin or signature based debit card purchases must post and settle to your account during  your qualification cycle
  • Be enrolled in and log into online banking once during  your qualification cycle
  • Monthly receipt of e-statements 

And if you don’t meet these qualifications, don’t worry — your account is still free.

Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Get Started Now!

*Account transactions and activities may take one (1) or more days from the date the transaction or activity occurred to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. If there are multiple transactions at one merchant in one business day that are combined together by the merchant and received by our institution as a single transaction, it will count as a single transaction for the purpose of earning account rewards.  “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. *Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $25,000 receive APY of 3.00%; and balances over $25,000 earn .50% interest rate on the portion of balance over $25,000, resulting in a range from 3.00% to 1.00% APY depending on the account’s balance and (2) you will receive reimbursements up to a total of $25.00 for nationwide ATM fees (max. $4.99 per single transaction) imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within sixty (60) calendar days from the periodic statement of the ATM transaction, for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met, all balances in the account earn .05% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. *APY = Annual Percentage Yield. APYs accurate as of 1/01/2023. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100.00 minimum deposit is required to open the account. Monthly receipt of electronic statements is a qualification(s) of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit 1 account(s) per social security number. Contact a Libertyville Savings Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions. 

Member FDIC.

Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.


Cycle Date Information:

The following dates apply to your Kasasa Cash account. Our Monthly Qualification Cycle dates are not the same as our Statement Cycle dates. To qualify for your account's rewards, all of the transactions and activities identified within the above Qualification Information section must post and settle to your Kasasa Cash account with these Monthly Qualification Cycle dates.

The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our institution. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.

Monthly Qualification Cycle                                                         Statement Cycle

Month  Year                       Begin                     End                                                        Begin                    End

January 2022                      12/31/21              01/28/22                                              01/01/22              01/31/22

February 2022                    01/29/22              02/25/22                                              02/01/22              02/28/22

March 2022                         02/26/22              03/30/22                                              03/01/22              03/31/22

April 2022                            03/31/22              04/28/22                                              04/01/22              04/30/22

May 2022                             04/29/22              05/30/22                                              05/01/22              05/31/22

June 2022                            05/31/22              06/29/21                                              06/01/22              06/30/22

July 2022                              06/30/22              07/28/22                                              07/01/22              07/31/22

August 2022                        07/29/22              08/30/22                                              08/01/22              08/31/22

September 2022               08/31/22              09/29/22                                              09/01/22              09/30/22

October 2022                     09/30/22              10/28/22                                              10/01/22              10/31/22

November 2022                10/29/22              11/29/22                                              11/01/22              11/30/22

December 2022                 11/30/22              12/29/22                                              12/01/22              12/31/22

Month Year                        Begin                     End                                                        Begin                     End

January 2023                      12/30/2022         01/30/2023                                         01/01/2023         01/31/2023

February 2023                    01/31/2023         02/27/2023                                         02/01/2023         02/28/2023        

March 2023                         02/28/2023         03/30/2023                                         03/01/2023         03/31/2023

April 2023                            03/31/2023         04/27/2023                                         04/01/2023         04/30/2023

May 2023                             04/28/2023         05/30/2023                                         05/01/2023         05/31/2023

June 2023                            05/31/2023         06/29/2023                                         06/01/2023         06/30/2023

July 2023                              06/30/2023         07/28/2023                                         07/01/2023         07/31/2023

August 2023                        07/29/2023         08/30/2023                                         08/01/2023         08/31/2023

September 2023               08/31/2023         09/28/2023                                         09/01/2023         09/30/2023

October 2023                     09/29/2023         10/30/2023                                         10/01/2023         10/31/2023

November 2023                10/31/2023         11/29/2023                                         11/01/2023         11/30/2023

December 2023                 11/30/2023         12/28/2023                                         12/01/2023         12/31/2023

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