Enjoy high interest earnings and refunds on ATM withdrawal fees.*

We’re a small town bank that’s big on rewards! Open a free Kasasa Cash® checking account and get rewarded just for banking with us.

Earn up to 3.00% Annual Percentage Yield* every month just for doing simple activities you probably already do. You’ll also get refunds on ATM withdrawal fees, nationwide — so every ATM is your  ATM, whether you’re in Fairfield, Libertyville, Eldon, Keosauqua, Keota or anywhere else. Link your account to a free Kasasa Saver® to make saving easy. Open your accounts online now!

Benefits

· Free checking that pays high interest
· 3.00% APY* on balances up to $25,000
· 3.00% to 1.00% APY on balances over $25,000 depending on balance in account*
· 0.05% APY* if qualifications aren't met
· Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
· Link to free Kasasa Saver to build savings automatically
· Kasasa Protect™fraud protection available at an exclusive price
· No minimum balance to earn rewards
· No monthly maintenance fee
· Free online banking
· Free mobile banking
· Free debit card
· Free e-statements
· $100 minimum deposit to open


Please note that receiving e-statements is a condition of having this account.

Here’s how easy it is to earn your rewards:

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

• At least 12 debit card point of sale purchases

• Be enrolled in and log into online banking

And if you don’t meet these qualifications, don’t worry — your account is still free.

Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

*Account transactions and activities may take one (1) or more days from the date the transaction or activity occurred to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank.If there are multiple transactions at one merchant in one business day that are combined together by the merchant and received by our institution as a single transaction, it will count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. *Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle,(1) Balances up to $25,000 receive APY of 3.00%; and balances over $25,000 earn .50% interest rate on the portion of balance over $25,000, resulting in a range from 3.00% to 1.00% APY depending on the account’s balance and (2) you will receive reimbursements up to a total of $25.00 for nationwide ATM fees (max. $4.99 per single transaction) imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within sixty (60) calendar days from the periodic statement of the ATM transaction, for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met, all balances in the account earn .05% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. *APY = Annual Percentage Yield. APYs accurate as of 08/25/2017. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, time frames, enrollments, log-ons and other requirements apply. $100.00 minimum deposit is required to open the account. Monthly receipt of electronic statements is a condition(s) of this account. Enrollment in electronic services(e.g. online banking and log-ons) may be required to meet some of the account’s qualifications. Limit 1 account(s)per social security number. Contact a Libertyville Savings Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions. 

Member FDIC.

Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.