*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. If there are multiple transactions at one merchant in one business day that are combined together by the merchant and received by our institution as a single transaction, it will count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle: Kasasa Saver: Balances up to $25,000 receive APY of 1.00%; and balances over $25,000 earn .50% interest rate on the portion of balance over $25,000, resulting in a range from 1.0% to .60% APY depending on the account’s balance. Kasasa Cash: Balances up to $25,000 receive a non-compounding APY* of 3.00 %; and balances over $25,000 earn .50% interest rate on the portion of balance over $25,000, resulting in a non-compounding range from 3.00% to .50% APY* depending on the account’s balance. When Kasasa Cash qualifications are not met, Kasasa Saver: All balances earn .05% APY. Kasasa Cash: All balances earn a non-compounding APY* of .05%. *When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APYs accurate as of 1/01/2023. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100.00 minimum deposit is required to open the account. Monthly receipt of electronic statements is a qualification(s) of this account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons) may be required to meet some of the account’s qualifications. Limit 1 account(s) per social security number. A Kasasa Cash account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.
Kasasa, Kasasa Cash and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.
Cycle Date Information:
The following dates apply to your Kasasa Cash Back with Kasasa Saver account. Our Monthly Qualification Cycle dates are not the same as our Statement Cycle dates. To qualify for your account's rewards, all of the transactions and activities identified within the above Qualification Information section must post and settle to your Kasasa Cash Back with Kasasa Saver account with these Monthly Qualification Cycle dates.
The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our institution. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
Monthly Qualification Cycle Statement Cycle
Month Year Begin End Begin End
January 2022 12/31/21 01/28/22 01/01/22 01/31/22
February 2022 01/29/22 02/25/22 02/01/22 02/28/22
March 2022 02/26/22 03/30/22 03/01/22 03/31/22
April 2022 03/31/22 04/28/22 04/01/22 04/30/22
May 2022 04/29/22 05/30/22 05/01/22 05/31/22
June 2022 05/31/22 06/29/21 06/01/22 06/30/22
July 2022 06/30/22 07/28/22 07/01/22 07/31/22
August 2022 07/29/22 08/30/22 08/01/22 08/31/22
September 2022 08/31/22 09/29/22 09/01/22 09/30/22
October 2022 09/30/22 10/28/22 10/01/22 10/31/22
November 2022 10/29/22 11/29/22 11/01/22 11/30/22
December 2022 11/30/22 12/29/22 12/01/22 12/31/22
Month Year Begin End Begin End
January 2023 12/30/2022 01/30/2023 01/01/2023 01/31/2023
February 2023 01/31/2023 02/27/2023 02/01/2023 02/28/2023
March 2023 02/28/2023 03/30/2023 03/01/2023 03/31/2023
April 2023 03/31/2023 04/27/2023 04/01/2023 04/30/2023
May 2023 04/28/2023 05/30/2023 05/01/2023 05/31/2023
June 2023 05/31/2023 06/29/2023 06/01/2023 06/30/2023
July 2023 06/30/2023 07/28/2023 07/01/2023 07/31/2023
August 2023 07/29/2023 08/30/2023 08/01/2023 08/31/2023
September 2023 08/31/2023 09/28/2023 09/01/2023 09/30/2023
October 2023 09/29/2023 10/30/2023 10/01/2023 10/31/2023
November 2023 10/31/2023 11/29/2023 11/01/2023 11/30/2023
December 2023 11/30/2023 12/28/2023 12/01/2023 12/31/2023